Fifth Third Valuation

FITB Stock  USD 54.33  0.17  0.31%   
At this time, the firm appears to be undervalued. Fifth Third Bancorp shows a prevailing Real Value of $58.89 per share. The current price of the firm is $54.33. Our model computes the value of Fifth Third Bancorp from reviewing the firm fundamentals such as Shares Outstanding of 900.05 M, profit margin of 0.30 %, and Current Valuation of 47.76 B as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Fifth Third's valuation include:
Price Book
2.4506
Enterprise Value
47.8 B
Price Sales
5.8711
Forward PE
13.4409
Trailing PE
15.3955
Undervalued
Today
54.33
Please note that Fifth Third's price fluctuation is very steady at this time. Calculation of the real value of Fifth Third Bancorp is based on 3 months time horizon. Increasing Fifth Third's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Fifth Third is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Fifth Stock. However, Fifth Third's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  54.33 Real  58.89 Target  57.16 Hype  55.41
The real value of Fifth Stock, also known as its intrinsic value, is the underlying worth of Fifth Third Bancorp Company, which is reflected in its stock price. It is based on Fifth Third's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Fifth Third's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
58.89
Real Value
60.55
Upside
Estimating the potential upside or downside of Fifth Third Bancorp helps investors to forecast how Fifth stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Fifth Third more accurately as focusing exclusively on Fifth Third's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
-0.420.431.14
Details
Hype
Prediction
LowEstimatedHigh
53.7555.4157.07
Details
24 Analysts
Consensus
LowTarget PriceHigh
52.0157.1663.45
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Fifth Third's intrinsic value based on its ongoing forecasts of Fifth Third's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Fifth Third's closest peers. If more than one evaluation category is relevant for Fifth Third we suggest using both methods to arrive at a better estimate.

Fifth Third Cash

2.35 Billion

Fifth Revenue by Product

Fifth Third Total Value Analysis

Fifth Third Bancorp is currently anticipated to have valuation of 47.76 B with market capitalization of 49.05 B, debt of 14.52 B, and cash on hands of 7.82 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Fifth Third fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
47.76 B
49.05 B
14.52 B
7.82 B

Fifth Third Investor Information

About 66.0% of the company shares are owned by institutional investors. The book value of Fifth Third was currently reported as 30.18. The company has Price/Earnings To Growth (PEG) ratio of 2.1. Fifth Third Bancorp last dividend was issued on the 31st of December 2025. The entity had 3:2 split on the 17th of July 2000. Based on the measurements of operating efficiency obtained from Fifth Third's historical financial statements, Fifth Third Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.220.2495
Fairly Down
Pretty Stable
Total Cash From Operating Activities2.2 B3.2 B
Way Down
Slightly volatile
Operating Income1.6 B3.2 B
Way Down
Slightly volatile

Fifth Third Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Fifth Third has an asset utilization ratio of 6.0 percent. This suggests that the Company is making $0.06 for each dollar of assets. An increasing asset utilization means that Fifth Third Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Fifth Third Profitability Analysis

Based on the measurements of profitability obtained from Fifth Third's financial statements, Fifth Third's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Fifth Third's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1990-03-31
Previous Quarter
649 M
Current Value
731 M
Quarterly Volatility
311 M
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
As of February 11, 2026, Gross Profit is expected to decline to about 4.5 B. In addition to that, Pretax Profit Margin is expected to decline to 0.22
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.530.6529
Significantly Down
Slightly volatile
Net Profit Margin0.160.1961
Significantly Down
Pretty Stable
Operating Profit Margin0.220.2495
Fairly Down
Pretty Stable
Pretax Profit Margin0.220.2495
Fairly Down
Pretty Stable
Return On Assets0.01450.0118
Fairly Up
Pretty Stable
Return On Equity0.140.1161
Fairly Up
Very volatile
For Fifth Third profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Fifth Third Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Fifth Third utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Fifth Third's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Fifth Third over time as well as its relative position and ranking within its peers.

Fifth Third Earnings per Share Projection vs Actual

The next projected EPS of Fifth Third is estimated to be 0.4295 with future projections ranging from a low of -0.42 to a high of 1.14. Fifth Third's most recent 12-month trailing earnings per share (EPS TTM) is at 3.54. Please be aware that the consensus of earnings estimates for Fifth Third Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Fifth Third is projected to generate 0.4295 in earnings per share on the 31st of March 2026. Fifth Third earnings estimates show analyst consensus about projected Fifth Third EPS (Earning Per Share). It derives the highest and the lowest estimates based on Fifth Third's historical volatility. Many public companies, such as Fifth Third, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Fifth Third Earnings Estimation Breakdown

The calculation of Fifth Third's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Fifth Third is estimated to be 0.4295 with the future projection ranging from a low of -0.42 to a high of 1.14. Please be aware that this consensus of annual earnings estimates for Fifth Third Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.04
-0.42
Lowest
Expected EPS
0.4295
1.14
Highest

Fifth Third Earnings Projection Consensus

Suppose the current estimates of Fifth Third's value are higher than the current market price of the Fifth Third stock. In this case, investors may conclude that Fifth Third is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Fifth Third's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
2195.43%
1.04
0.4295
3.54

Fifth Third Ownership Allocation

Fifth Third holds a total of 900.05 Million outstanding shares. Over half of Fifth Third's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. On June 13, 2024, Senator Tommy Tuberville of US Senate acquired under $15k worth of Fifth Third Bancorp's common stock.

Fifth Third Profitability Analysis

The company reported the previous year's revenue of 12.87 B. Net Income was 2.31 B with profit before overhead, payroll, taxes, and interest of 8.35 B.

Fifth Third Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Fifth Third's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Fifth Third and how it compares across the competition.

About Fifth Third Valuation

The stock valuation mechanism determines Fifth Third's current worth on a weekly basis. Our valuation model uses a comparative analysis of Fifth Third. We calculate exposure to Fifth Third's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Fifth Third's related companies.
Last ReportedProjected for Next Year
Gross Profit8.4 B4.5 B
Pretax Profit Margin 0.25  0.22 
Operating Profit Margin 0.25  0.22 
Net Profit Margin 0.20  0.16 
Gross Profit Margin 0.65  0.53 

Fifth Third Quarterly Retained Earnings

25.49 Billion

Fifth Third's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Fifth Third's value is low or high relative to the company's performance and growth projections. Determining the market value of Fifth Third can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Fifth Third represents a small ownership stake in the entity. As a stockholder of Fifth, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Fifth Third Dividends Analysis For Valuation

The current year's Dividends Paid is expected to grow to about 1.4 B. The current year's Dividend Yield is expected to grow to 0.04. At present, Fifth Third's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 16.92, whereas Retained Earnings Total Equity is forecasted to decline to about 13.6 B.
Last ReportedProjected for Next Year
Dividends Paid1.4 B1.4 B
Dividend Yield 0.03  0.04 
Dividend Payout Ratio 0.40  0.43 
Dividend Paid And Capex Coverage Ratio 2.04  3.31 
There are various types of dividends Fifth Third can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Fifth shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Fifth Third Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Fifth pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Fifth Third by the value of the dividends paid out.

Fifth Third Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding669.2 M
Quarterly Earnings Growth Y O Y0.208
Forward Price Earnings13.4409

Fifth Third Current Valuation Indicators

Valuation refers to the process of determining the present value of Fifth Third Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Fifth we look at many different elements of the entity such as Fifth's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Fifth Third, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Fifth Third's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Fifth Third's worth.

Complementary Tools for Fifth Stock analysis

When running Fifth Third's price analysis, check to measure Fifth Third's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fifth Third is operating at the current time. Most of Fifth Third's value examination focuses on studying past and present price action to predict the probability of Fifth Third's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Fifth Third's price. Additionally, you may evaluate how the addition of Fifth Third to your portfolios can decrease your overall portfolio volatility.
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